Terms and Conditions

Read the rules and conditions for using FinCalWise and its educational calculator content.

Last updated March 16, 2026

Please read these Terms and Conditions ("Terms") carefully before using our website (the "Site") operated by FinCalWise ("we," "us," or "our").

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Site.

1. Use of the Site

By using the Site, you agree to use it in accordance with these Terms and applicable law. FinCalWise grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use.

You agree not to use the Site:

  • In any way that violates any applicable local, national, or international law or regulation
  • To transmit any unsolicited or unauthorized advertising or promotional material
  • To attempt to gain unauthorized access to any part of the Site or its related systems
  • To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
  • To reproduce, duplicate, copy, or re-sell any part of the Site in contravention of these Terms

2. Intellectual Property

The Site and its original content, features, and functionality are and will remain the exclusive property of FinCalWise. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of FinCalWise.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Site without prior written consent from FinCalWise, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
  • You may store files that are automatically cached by your web browser for display enhancement purposes
  • You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use and not for further reproduction, publication, or distribution

3. Financial Calculators and Tools

All financial calculators and tools provided on the Site are for informational and educational purposes only. The results generated are estimates based on the data you provide and assumptions built into the calculators. These results should not be relied upon as the sole basis for any financial decision.

FinCalWise does not provide financial, investment, tax, or legal advice. The calculators and tools on the Site do not constitute professional financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions.

4. Blog and Content

The blog articles and other written content published on the Site are for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained in blog posts.

Any reliance you place on such information is strictly at your own risk. We reserve the right to modify, update, or remove blog content at any time without notice.

5. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by FinCalWise. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites that you visit. The inclusion of any link does not imply endorsement by FinCalWise of the linked site.

6. Affiliate Links

The Site may contain affiliate links. This means that if you click on a link and make a purchase or sign up for a service, we may receive a commission at no additional cost to you. We only recommend products and services that we believe may be of value to our users. The presence of affiliate links does not influence the editorial content or recommendations on the Site.

7. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. Please review our Privacy Policy, which describes our practices for collecting, using, and sharing information about you when you use our Site.

8. Cookies

We use cookies and similar tracking technologies on the Site. Necessary cookies may be used to keep the website working properly, and optional cookies such as analytics cookies are handled in line with the consent choices we make available through our Cookie Policy and consent tools. For more information, please review our Cookie Policy.

9. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FINCALWISE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FINCALWISE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE.

11. Governing Law

These Terms shall be interpreted in accordance with applicable law. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We may update these Terms from time to time by posting the updated version on this page and revising the “Last updated” date.

By continuing to access or use the Site after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Site.

13. Contact Us

If you have any questions about these Terms, please contact us:

FinCalWise
https://fincalwise.com
hello@fincalwise.com