Financial Calculators

See how extra payments on your mortgage affect your payoff date, total interest, and time saved. Compare monthly, yearly, and one-time extra payment scenarios.

Calculate your loan-to-value ratio, combined LTV, total loan balance, and home equity from your home value and mortgage balances.

Compare the estimated financial position of renting versus buying a home over your chosen time horizon using housing costs, appreciation, rent growth, and investing assumptions.

Calculate your back-end debt-to-income ratio using gross monthly income and recurring monthly debt payments. See benchmark-based DTI guidance, housing ratio, and practical target amounts.

Estimate your 2026 federal take-home pay after federal income tax withholding, Social Security, and Medicare for common W-2 employee scenarios.

Estimate whether you may get a federal tax refund or owe more for tax year 2025 during the 2026 filing season using filing status, income, withholding, estimated tax payments, deductions, and a basic child tax credit estimate.

Compare your current mortgage with a refinance scenario to estimate payment change, estimated remaining payments, closing-cost impact, and break-even timing.

View a full amortization schedule for a fixed-rate loan, including principal, interest, remaining balance, payoff timing, and the impact of extra monthly payments.

Estimate a home price you may be able to afford based on income, debt payments, down payment, taxes, insurance, and HOA assumptions.

Estimate how much you could have saved by retirement based on your age, current retirement savings, monthly contributions, and expected annual return.

Estimate when you could be debt-free, how much interest you may pay, and how much extra monthly payments could save across multiple debts.

Estimate your fixed personal loan payment, amortization schedule, total paid, and total interest, with optional extra monthly payments.

Estimate your monthly car payment, amount financed, sales tax, total paid, and total interest for a vehicle purchase.

Estimate how savings or investments may grow over time from a starting balance, monthly contributions, and compound growth.

Estimate how an investment could grow from a starting amount, recurring monthly investing, and an assumed long-term return.

Estimate how your savings could grow from a starting amount, monthly contributions, time horizon, and an assumed annual rate.

Compare monthly take-home income and expenses, see what is left over, and understand where your money goes each month.

Estimate your total monthly housing payment, base mortgage payment, loan amount, and total interest paid with common US homeownership costs.

Estimate your monthly loan payment, total paid over the term, and total interest paid for a fixed-rate installment loan.